Key takeaways
- Employer plans cover 40.7% of Florida residents, below the national 48.6%.
- The individual market covers 12.5%, which is where Marketplace plans sit.
- Florida's uninsured rate is 10.9%, above the national 8.2%.
- The figures describe a population of 22.8 million residents in 2024.
Across Florida's 22.8 million residents in 2024, employer coverage remains the largest single source at 40.7% — but that is well below the national figure of 48.6%, and the gap shows up in the individual market and the uninsured rate.
- Employer coverage
- 40.7%
- Individual market
- 12.5%
- Uninsured
- 10.9%
9.29 million residents
2.87 million residents
against 8.2% nationally
Florida
Every Florida resident, by where their coverage comes from
Shares of the state's 22.8 million residents in 2024, ordered largest to smallest.
View the data as a table
| Category | Share of residents |
|---|---|
| Employer | 40.7% |
| Medicare | 17.9% |
| Medicaid | 16.2% |
| Non-group | 12.5% |
| Uninsured | 10.9% |
| Military | 1.8% |
Florida
How Florida gets covered
Every Florida resident by source of coverage in 2024. Marketplace plans sit inside the non-group slice, and Florida's uninsured share runs above the national 8.2%.
View the data as a table
| Category | Share of residents |
|---|---|
| Employer | 40.7% |
| Medicare | 17.9% |
| Medicaid | 16.2% |
| Non-group | 12.5% |
| Uninsured | 10.9% |
| Military | 1.8% |
The individual market carries more here
At 12.5%, Florida's non-group share is substantially larger than the national picture. That is the slice Marketplace plans sit inside, and it is why Florida's Marketplace enrolment is the largest in the country.
Florida
Floridians who picked a Marketplace plan, 2014-2026
Plan selections at the end of each Open Enrollment Period. Florida enrols more people through the Marketplace than any other state.
Plan selections
Plan year
View the data as a table
| Plan year | Plan selections |
|---|---|
| 2014 | 983,775 |
| 2015 | 1,596,296 |
| 2016 | 1,742,819 |
| 2017 | 1,760,025 |
| 2018 | 1,715,227 |
| 2019 | 1,783,304 |
| 2020 | 1,913,975 |
| 2021 | 2,120,350 |
| 2022 | 2,723,094 |
| 2023 | 3,225,435 |
| 2024 | 4,211,902 |
| 2025 | 4,735,415 |
| 2026 | 4,538,772 |
The uninsured gap
Florida's uninsured rate of 10.9% sits above the national 8.2%. Some of that gap is structural and some is about awareness of what help is available: cost-sharing reductions, for instance, attach only to Silver plans, and a household that picks Bronze on premium alone can leave that benefit unused.
Cost-sharing reductions
What extra savings change about a Silver plan
Cost-sharing reductions are attached to Silver plans only, and they move the split further in your favour the lower your household income is.
View the data as a table
| Category | Plan pays | You pay |
|---|---|---|
| Standard Silver | 70% | 30% |
| Silver + savings | 73% | 27% |
| Silver + most savings | 96% | 4% |
Sources
Checked . Figures are published by the organisations below; confirm the current year before relying on any of them.
- 1Health Insurance Coverage of the Total PopulationKFF State Health Facts
- 2Marketplace Enrollment, 2014-2026KFF State Health Facts, from CMS public use files
- 3The 'metal' categories: Bronze, Silver, Gold & PlatinumHealthCare.gov
