Savings if eligibleACA Health Insurance
Marketplace plans
Bilingual Insurance Brokerage — Insure With Mercy. Prefer Spanish?

Compare ACA, Medicare, and life plans with a licensed broker who does the heavy lifting for you.
Your licensed broker
Mercedes “Mercy” Makarevich compares plans from multiple carriers and explains your options clearly, in English or Spanish, from first quote to renewal.

Enter your household details to see your educational 2026 ACA savings range instantly.
Example · 1 person earning $35,000
224%
of the federal poverty level
Possible Premium Tax Credit + Cost-Sharing Reductions
This income range may qualify for a Marketplace premium tax credit and cost-sharing reductions. Cost-sharing reductions lower eligible out-of-pocket costs only when you select a Silver plan.
Savings depend on household income, size, and location. Eligibility is determined by the Marketplace application. Plan availability varies by carrier and county.

“She explained my options and process and then helped me navigate the selection and signup.”5.0 average from 175+ client reviews on Google. Reviews are shortened for length; individual experiences may vary. Write a review
tools by Insure With Mercy
Get a clear picture of your costs with a quick, free estimate.
Free research and decision tools
Use our sourced Florida market data and practical tools to prepare better questions before you compare or enroll in a plan.
Explore the Florida regulator's Plan Year 2026 issuer counts for all 67 counties, with the source and limits explained.
Explore county dataEnter the numbers from two plan documents to compare premiums and potential out-of-pocket costs.
Compare plan costsReview coverage, provider networks, prescriptions, and questions to verify before applying.
Read the comparison guideFinding health insurance shouldn’t feel like a second job. We are your dedicated ally in health and life insurance.

A licensed, bilingual insurance broker with 20+ years of experience and multiple carrier relationships, comparing available plans that fit your needs and budget.
National Producer Number: 8193581 · Licensed in FL, TX, GA, NC, SC, AL, TN, AZ, OK
About MercyWritten by a licensed broker to support your coverage journey.
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